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Financial Functions
Understanding Percentages

Chapter One

Percentages are something familiar to us all - but they present many pitfalls that need to be avoided.

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Interest Simple and Compound

Chapter Two

We explore the idea of borrowing money for a specified rate of interest or earning interest on an investment.

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Effective Interest Rates

Chapter Three

We explore the idea of the `effective’ annual interest rate and then on to the Effective Interest Rate/Annual Percentage Rate, the much quoted EIR or APR.

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Introduction to Cashflow

Chapter Four

In the first of three chapters covering the way in which interest rate affects cashflow we explore savings - but first we introduce some general ideas that apply equally to annuities and repayment loans.

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Cashflow Continued - Annuities

Chapter Five

We move on to annuities in the second of three chapters devoted to exploring the way in which interest rate affects cashflow.

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