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Understanding Percentages |
Chapter One
Percentages are something familiar to us all - but they present many pitfalls that need to be avoided.
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Interest Simple and Compound |
Chapter Two
We explore the idea of borrowing money for a specified rate of interest or earning interest on an investment.
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Chapter Three
We explore the idea of the `effective’ annual interest rate and then on to the Effective Interest Rate/Annual Percentage Rate, the much quoted EIR or APR.
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Chapter Four
In the first of three chapters covering the way in which interest rate affects cashflow we explore savings - but first we introduce some general ideas that apply equally to annuities and repayment loans.
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Cashflow Continued - Annuities |
Chapter Five
We move on to annuities in the second of three chapters devoted to exploring the way in which interest rate affects cashflow.
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Exploring Repayment Loans |
Chapter Six
Repayment loans are the subject of the last of three chapters which look at the effects of regular cashflows.
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Present and Future Values |
Chapter Seven
The principles of present and future value apply even if the cash flow is irregular. The calculations are just a matter of breaking down the cash flow calculations into simple steps,
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Chapter Eight
How is it possible to evaluate investments that generate irregular cashflows? We explore how NPV can be used to make investment decisions.
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